The Money Toolkit

Turn a calculation into a habit.

Our calculators answer a question once. The Money Toolkit spreadsheets keep answering it every month, with your real numbers, in Google Sheets or Excel.

The first sheets are in production. Join the newsletter and you'll hear the day they launch, with a launch discount.

Google Sheets and Excel

Debt Payoff Sheet

Snowball and avalanche side by side, with a debt-free date that updates every time you log a payment.

  • Up to 15 debts
  • Month-by-month payoff schedule
  • Progress chart and milestones
Coming soon

Google Sheets and Excel

Budget & Sinking Funds Sheet

A monthly budget that also saves ahead for irregular costs: car repairs, gifts, insurance, travel.

  • Zero-based monthly budget
  • Sinking funds with target dates
  • Emergency-fund tracker
Coming soon

Google Sheets and Excel

FIRE Tracker

Track your net worth, savings rate and progress to your FIRE number, month by month.

  • Net-worth log
  • Savings-rate history
  • FIRE and Coast FIRE projections
Coming soon

Google Sheets and Excel

Freelancer Tax Set-Aside Sheet

Log every invoice and see exactly how much to move into your tax pot, before you spend it.

  • Invoice and expense log
  • Set-aside calculator per payment
  • Quarterly summary
Coming soon

Bundle

The Money Toolkit

All four sheets in one bundle, plus every future sheet we add.

  • Debt Payoff Sheet
  • Budget & Sinking Funds Sheet
  • FIRE Tracker
  • Freelancer Tax Set-Aside Sheet
Coming soon

How buying works

Checkout is handled by Lemon Squeezy, our payment partner and merchant of record. They take the payment, handle sales tax and VAT for your country, and email your download link straight away. We never see your card details.

Each sheet is a one-time purchase for personal use, with free updates. Questions before or after you buy? Email hello@dollarsworld.com.